Estate Planning Essentials

These may include:

Retirement accounts

Life insurance policies

Annuities

Transfer-on-death accounts

It is important to regularly review beneficiary

designations to ensure they align with your overall

estate plan.

Updating Your Estate Plan

Estate planning is not a one-time event.

Documents should be reviewed periodically and

updated after major life events such as:

Marriage or divorce

Birth of children or grandchildren

Death of a family member

Significant financial changes

Retirement

Relocation to another state

Laws and family circumstances evolve over time,

making regular estate planning reviews essential.

Final Thoughts

Estate planning is about far more than distributing

assets. It is about protecting your family, preserving

your wishes, and creating clarity during life’s most

difficult moments.

At a minimum, individuals should consider having:

A Durable Power of Attorney

Healthcare directives and proxy

documents

A Last Will and Testament

Trust planning where appropriate

Updated beneficiary designations

Working with qualified estate planning attorneys,

tax professionals, and financial advisors can help

ensure your plan reflects your goals and remains

aligned with current laws and family needs.

A well-designed estate plan provides more than

legal

protection

-

it

provides

confidence,

organization, and peace of mind for both you and

the people you care about most.

We believe an informed client is the best client. Our

commitment is to offer our clients consistent,

meaningful communication and to proactively help

them

navigate

the

changing

economic

environment. If you would like to explore our

services, please contact us. We always

recommend discussing any potential changes,

concerns, or ideas that you may have with a

qualified financial professional prior to making any

financial decisions so they can help you determine

your best strategy and make sure your plan is still

aligned with your goals.

Financial Planning and Advisory Services are offered through Prosperity Capital Advisors (“PCA”), an SEC registered investment advisor. Registration as an investment advisor

does not imply a certain level of skill of training. Wealth Management Strategies and PCA are separate, non-affiliated entities. PCA does not provide tax or legal advice.

Complimentary Starter Session™

Would you like a second opinion of your financial plan?

If you are not a client of Wealth Management Strategies, we would like to offer you a

complimentary, Starter Session™ at absolutely no cost or obligation.

Please call 252-451-0488 for more information or to schedule your Starter Session™!

Our goal is to help people just like you with their financial goals and decisions!